As an introduction, a lie must be exposed among others which the government has built its reform: the older French, we must postpone the retirement age. But
say the numbers?
INSEE, in a study population by age group indicates that in the 27 countries of the European Union, France is the country with the highest percentage of less than 20 years with 24.8% where Germany is 19.5% and the EU average at 22%.
The same study indicates that France is the EU average for 60 years and over with 21.5% of the population where German is our neighbor to 25.3%.
As for the fertility rate, France is leading with a rate of 2 compared to Germany with only 1.4 and a European average of 1.5.
The combination of these three elements shows very clearly that demography is not liable for the pension situation in France.
Resolving the problem through its pension funding and employment initiatives. It is the heart of our project.
A - The Council's report of the Pensions (COR)
Since its release, this report has been manipulated by the government and MEDEF by exploiting statistical studies out of context of the study.
It shows however that only parametric reform of the government (postponement of retirement age, longer duration of contributions) does not solve the problem. He also stressed that "only balance of the retirement system is considered ... The costs associated with the fact that all policyholders are not necessarily work if they liquidate their retirement later (additional costs unemployment, disability, illness ...) are not taken into account. "
B - New Course and diversification
financing tool
Our project concludes with the principle of refusal of any new tax, central doctrine of the current government. He comes out of these detestable practices that have exemptions from heavily damaged the balance of pension schemes: non-payment of payroll taxes that have nothing to respond to structural problems of employment but were too often constituted a windfall for employers, replacement wages (bonuses, stock options) are not subject to contributions, premiums as profit sharing or participation falling only partially in the contribution base, etc ...
diversification
It is by no means a dusting as alleged by the government but by an expansion of funding targets which minimizes the risks by spreading them. It is also a just reward when those (and very often the most disadvantaged) have escaped the samples back to who founded the national solidarity.
C - The pillars of the project
New resources
For balancing the system, we must mobilize 45 billion euros.
1 - Enhancing the contribution of capital income (19 billion euros) from 2010 (and 25 in 2025):
-Increase payroll taxes on bonuses and stock options (5% to 38% ).
-Raising the package applied to the interest and participation (4% to 20%).
-Implementation of the CSG capital income is currently exempt (maintaining the exemption on savings accounts and gains on principal residence) and questioning the tax exemption of capital gains on disposals of subsidiaries.
- Increase of 0.5% of the value added taxation of businesses, by exempting small businesses.
2. A moderate increase and spread over time of employer and employee contributions. From 2012 to 2021, an increase of 0.1 employee contributions and employer each year (12 billion euros in 2025)
3. The Pension Reserve Fund Created under the Jospin government, will be fed regularly by the creation of a surcharge of 15% of corporation tax paid by banks (3 billion euros per year, with a yield of 4% or 140 billion euros in 2025).
Employing older
France is distinguished by a particularly low employment rate of 55/64 (38% only).
Five guidelines for a real collective mobilization:
1 - Supporting employees really
This is both to develop the employee to the best of his aspirations and its means to prevent tensions to initiate a continuous adaptation of the positions proposed to the employee, and promote more than 45 years.
2 - Require triennial bargaining management of jobs and skills in companies with more than 300 employees.
3 - Extend the mentoring schemes or pairs enterprise, promote gradual retirement, adapt the working conditions for over 55 years by limiting or eliminating night work and physical tasks, increasing the time Pause.
4 - Commit changes a mechanism by bonus-malus , such a modulation point of employer contribution based on the proportion of elderly among the employees.
Retirement chosen
1 - Maintain the statutory age of retirement at age 60
Raising the age would be to ignore the inequality of life expectancy to 60 years between workers and managers (7 years ). Without resolving the issue of unemployment of older workers, this would merely transform the unemployed and pensioners in the lower level of their pensions. It is a guarantee for those who have reached their useful contribution and is a protection for employees spent through work and who wish to leave and it is a freedom of choice for all the French.
2. Individual choice within collective guarantees.
-For the new generation: a time decompartmentalizes account the three stages of life (the time of training, working time, the time of retirement), and allows everyone to make real choices (year sabbatical, returning to education, gradual reduction of working time).
- Take into account the years of training and internships.
- Encourage those who can and want to work longer.
3. Sustaining our system beyond the 2025
The measures we propose (new resources, matching the pension reserve fund, re-shrug of the employment rate of older workers and retirement choice) are funding the system until 2025 and its sustainability beyond. It is proposed that regular progress points every five years with the social partners and a rendezvous clause on the overall pension system in 2025.
4. A common core of rights in the public and private
The principles put forward should apply to all employees, both public and private sector. This work will be entrusted a "Committee for the approximation schemes.
The painfulness
Taking into account life expectancy healthy is a criterion that is needed now in terms of social justice.
Fillon law of August 2003 announced the opening of negotiations on the hardship. But the law promised by the then government has never emerged.
Any period of hard work (night work, line work, carrying heavy loads, work in the building ...) should benefit from an increase of annual leave to earlier retirement. For example, an employee receiving an allowance for hardship than 10% for half of his career could start two years earlier with full pension.
We propose to dedicate funding to the hardship and reclamation of small pensions an envelope, which could be around 5 billion euros.
Contrary to the government and its majority, the Socialist Party proposes a draft pension reform measures just in his age, fair, balanced and sustainable funding.
0 comments:
Post a Comment